Think You’re Covered? Surprising Exclusions in Common Insurance Policies
It’s also a good idea to read over your employer’s ERISA booklets, which will give you a better understanding of your rights and the processes for handling group health insurance claims. This is especially important if you’re filing a claim for benefits from an employer-sponsored plan. These booklets will also help you to understand how deductibles and co-payments work with your particular policy, as well as any other out-of-pocket costs that may apply. For example, if your claim was denied because the service wasn’t medically necessary, you will need to document this with a letter from a healthcare professional, including their name, license number, date of appointment and the diagnosis or treatment given. This must be included with any other documents you submit to your insurer in order for an appeal to be considered. Best life insurance policies motorcycle insurance in Virginia car rental insurance Plastic Surgery Insurance Cover health insurance plans ...